施瓦布529储蓄计划

Start an education fund for your children or a family member with a 施瓦布529储蓄计划. 你几乎可以参与任何529计划, no matter what state you live in and regardless of your age or income.

辅导孩子们做作业

为什么选择施瓦布529教育计划?

嘉信理财的“529大学储蓄计划”提供多种投资选择——每一种都是精心建立在嘉信理财的资产配置模型之上,由来自多个基金家族的知名共同基金组成,旨在帮助分散股票投资, bonds, 行业细分, 和投资风格.1

你可以选择基于年龄的选项, which automatically adjusts the asset allocation mix as the child nears college age, 或者你可以选择一个静态的投资组合,根据你的目标和风险承受能力,坚持一个特定的投资策略.

在这两种情况下, you can select the type of funds—actively managed or index—that best suits your investing style. 选择积极管理的基金组合,由专业人士管理,并有潜力跑赢市场, or select an index fund portfolio for a lower cost approach that tracks market performance.

1. 多样化策略不能保证利润,也不能防止市场下滑时的损失

Overview

What are the benefits of a Schwab 529 Education Savings Plan account?

有了这个账户,你会得到:

  • Tax advantages
  • 比教育储蓄账户的缴款限额更高
  • 24/7服务和支持

投资选择

Learn more about portfolio options, plan performance, or underlying funds.

Portfolio Options
Plan Performance
Underlying Funds

Account Pricing

  • $0帐户开立或维护费用. Other account fees, fund expenses, and brokerage commissions may apply.1
  • 无帐户服务费 -嘉信理财529计划不收取任何帐户服务费或注册费用. Other account fees, fund expenses, brokerage commissions and service fees may apply.1 
  • Portfolio fee – The portfolio fee includes a program management fee plus underlying fund expenses. 嘉信理财529计划的年度投资组合费用从0.25% - 0.93%,取决于你选择的投资.

查看明陞m88手机客户端app所有的账户 费用和最低标准.

1. See the 施瓦布529大学储蓄计划指南和参与协议 有关费用和开支的详细资料.

Common Questions

对施瓦布529大学储蓄计划有问题吗? 以下是明陞m88手机客户端app对一些最常见问题的回答. If you have a question about your specific situation that is not answered here, please call us at .

我如何在我的帐户中作出贡献和改变?
Do I have to live in a state to participate in that state's 529 plan?
What happens if my child decides not to go to college or can’t use all the funds?
Will a 529 plan affect my child’s ability to qualify for financial aid?
Can I transfer my child's existing custodial account (UTMA/UGMA) into a 529 plan?

在线申请清单

It's helpful to have the following information on hand before you begin:

  • The Social Security number, date of birth, and address of your designated beneficiary.
  • Your Social Security number and date of birth, and the same for any joint account owner.
  • 如果您要办理自动存款, 您将需要银行账户信息, 包括银行路由号码, account number, and phone number.
  • Planning to fund your Schwab 529 College Savings Plan account from your Schwab brokerage account? 你有施瓦布一号吗® account number ready, and be sure that your brokerage account has checking features included. 如果你没有这个信息,打电话给我  for help.